Tenant Requirements

Everything You Need to Know When Applying to Rent a House

What You'll Need Before Applying

With Sharples Lettings is a straightforward and transparent process. Here, we outline the necessary requirements and steps to ensure a seamless transition into your new home. From passing a credit check to providing proof of income, our goal is to guide you through every step of the application process, making your tenancy experience both secure and enjoyable.

Prepare for a Credit Check

A credit check examines your financial history, evaluating factors like credit card usage, loan repayment history, and any outstanding debts.
A healthy credit score enhances your application, demonstrating responsible financial management.
If you have had credit challenges in the past don't worry, demonstrating steps taken to address them can positively impact your application.

Provide Proof of Income

Submit documentation such as pay stubs, employment contracts, or tax returns to verify your income.
The general guideline is to earn at least 2.5 times the monthly rent, ensuring financial stability throughout the tenancy.
If applicable, include information on additional income sources, such as bonuses or allowances, to strengthen your financial standing.

Pass a Personal Check

Questions such as whether you smoke or have pets helps us find you a home that aligns with your preferences.
If you have specific needs or requests, communicating them during the application process allows for better accommodation.
Sharing details about your rental history, including references from previous landlords, adds credibility to your application.

How Much Do I Need to Earn?

Figuring out how much you need to earn for your new home involves making sure it aligns with your financial comfort.

Generally, we recommend an income of at least 2.5 times the monthly rent to ensure a smooth and enjoyable tenancy. This guideline is designed to provide you with the confidence that you can comfortably meet your rental obligations while still having room for your lifestyle.

We recognise that everyone’s situation is unique. If you have dependents, existing financial commitments, or other considerations, we’re here to listen. Our aim is to work with you to understand your specific circumstances and tailor the tenancy agreement to ensure it’s not just a place to live but a place you can comfortably call home.

Your financial well-being matters, and we’re committed to making your tenancy experience positive and sustainable. Feel free to discuss any concerns or questions you may have during the application process – we’re here to help.

What if I Don't Have Great Credit?

At Sharples Lettings, we understand that life’s journey is filled with twists and turns, and a less-than-perfect credit score doesn’t define your ability to find a comfortable living space.

Even if your credit score isn’t in top shape, we’re committed to working with you, taking into consideration the positive steps you’ve taken to improve your situation.

Your determination to move forward, coupled with our collaborative approach, allows us to explore options that align with your housing needs. We believe that finding a home should be a positive and inclusive experience, and we’re dedicated to making that happen.

During the application process, feel free to share any concerns you may have about your credit history – we’re here to help you navigate your path to a home.

What Sort of Questions Will be Asked?

During the application process, we ask a series of questions designed to understand your preferences and needs, ensuring we find a property that best suits you. These questions may include:

Your responses guide us in finding a home that not only meets your basic criteria but also aligns with your lifestyle and preferences.

Our goal is to make your tenancy experience as personalised and enjoyable as possible, and these questions are an essential part of that collaborative process.

"Can't Fault Them"

Can't fault them. Very helpful and understanding.

Terry Ayres

"Good Quality Service"

Good quality service.

Geoff Comish

"Superb Rental!!!"

Superb rental.Lucky landlord and even luckier tenant.

Landlord Mortgage Advice by PJS

"Looks Great"

Looks great. Very interested.

Rosemary Southcombe

"Thank You So Much For All"

Thank you so much for all. The hard work you have done for me, you go above and beyond.

Julie Davis

Always Spot On

John is always spot and professional, giving great advice.

Kieran Mason

Will I Need Insurance?

While there isn’t a legal requirement for tenants to have insurance, it’s highly advisable to consider it as a crucial aspect of your tenancy.

Tenant insurance, also known as contents insurance, provides protection for your personal belongings within the property. In the event of unforeseen circumstances such as fire, theft, or damage, having insurance ensures that your possessions are covered, offering peace of mind and financial security.

Buildings insurance is typically the responsibility of the landlord but having your own tenant insurance can be beneficial. It covers your personal liability, meaning if you accidentally damage the property or if someone is injured while visiting, you have protection.

While not a legal obligation, tenant insurance is a wise investment to safeguard your belongings and mitigate potential liabilities, contributing to a worry-free and secure tenancy. It’s always recommended to explore insurance options and choose a policy that aligns with your needs and circumstances.

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